The simple answer is that until you file a claim against a company, there is no surefire way to verify whether they have insurance beyond asking at the time of contact. As per the insurance advisor, you cannot undervalue their insurance’s importance to you as a contractor. Therefore, it is important to demand that a supplier has the commercial insurance you believe to be in your best interests.
Original Source:- https://sites.google.com/view/mountview-financial-solutions/blog/how-can-you-find-out-whether-or-not-a-business-has-insurance?authuser=0
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